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Affordable Health Insurance Plans Getting any health insurance with optimal coverage at the right price requires an experienced agent. As one of HST's top agents I'm ready to assist you with all of your health insurance needs Need to understand your options?

You Have Insurance Plan Options

Which Insurance is Right for You?
Whether you are seeking Family, Dental, or Group coverage, I will find you the most affordable coverage from the nation’s top providers.
Insurance Plans
Get a Quote
You can expect same-day correspondence and a quote within a day. I can help guide you through what can be an overwhelming process without a helping hand. Fill out our simple form and I’ll have you covered in no time.
Get a Quote
Pick a Plan
I offer a variety of plan variations from more than fifty top carriers. Let my experience guide you toward the right coverage for the right price.
Providers
Medicare Choices
Medicare, Medigap, Medicare Advantage. Which is best for you? Contact us to get a full overview of what your choices are and how to navigate this complicated system. The choices that you make now are important, and it is different for everyone! Let’s discuss your needs so that you have what suits you.
10 Things you Need to Know
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Luann Allen

Health Insurance Solutions Specialist

Luann Allen is a licensed health insurance advisor who believes that no one should be pushed into a plan that doesn’t suit their needs. For that reason, she is contracted with a huge variety of carriers so that she can find the right plan for you.

She currently lives in St Augustine, Florida but is licensed in many states across the country and can help you find what you need. She dedicates much of her time to educating individuals about the different aspects of health insurance and is willing to spend as much or as little time as you want explaining the differences between policies to you. She will let you decide how much you need to know.

In her years in insurance, she has become proficient not only in health insurance, but also in accident, critical illness, life, long term insurance and Medicare supplements and Medicare Advantage plans. It is her desire to insure you through all stages of your life and she wants to be your agent for life.

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    Health Insurance Plans

    We handle all carriers and types of individual health insurance, so we are a one stop shop for your health insurance, and can find you the best insurance FOR YOU! Whether you need it for a month, a year, or 3 years, we have a plan for you.

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    Small Business Group Plans

    If employee retention is a problem for you, offering them health insurance is a great way to ensure their continued employment, especially now when it is so hard to keep good employees. We can quote any carrier, and find something to fit your budget and your employees needs.

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    Dental/Vision Plans

    Hundreds of companies offer dental and vision insurance, covering everything from preventative to braces and laser treatments. Let us find one for you.

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    Medicare/Senior Products

    When you are ready for medicare, it can get confusing trying to figure out what you need and the consequences of what you choose. This is not a good time to do it yourself. Talk to us so we can educate you on the different options that are available in your area so that you can make an informed decision.

  • Long Term Care Insurance

    This is the most overlooked insurance of all. When you get old, what will happen to you? Who will be there to take care of you? What if there isn’t anyone? Current prices for assisted living can be anywhere from $3000 to $10000 per month. Even if you choose to stay in your home and have someone come in, you’ll need to be able to pay them. Let’s prepare for that today so that YOU can be the one who is in charge of your life forever.

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    Life Insurance & Critical Illness

    You may think you are too healthy for life or critical illness insurance now, but we never know what the future will bring, and the best time to buy this insurance is when you don’t need it. Who will take care of your loved ones if something happens to you or when you’re gone? It’s important to plan for this sooner rather than never.

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Why Choose Luann's Health Care Team
Over 6 years in business with a 4 star rating by Glass Door.
Happy Clients
100’s of happy clients throughout the country!
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Plans and Carriers Available
For a quick quote click here.
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Our Pain Free Strategy

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Connect
At HST our seasoned agents take pride in the fact that we never lost the human touch and our best-in-class team relies upon unrivaled industry knowledge to assure our clients are covered with customized, clear policies that exceed their needs
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Research
No matter the coverage you’re looking for, the Healthcare Solutions Team is tasked with finding you the most affordable coverage from the nation’s top providers
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Protect
Protecting your family’s future is serious stuff, and I take it as such by offering affordable personalized policies with more than one thousand plan variations from more than fifty top carriers to safeguard the ones you love.
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I can't say enough how much I appreciate working with Luann. She is a true professional. She can really help you navigation the confusion when it comes to which healthcare plan to sign up for. I was paying over $900 a month for health insurance and she was able to put in a plan that was half the cost! Plus, my husband takes a lot of different prescriptions and I thought there would be no way she could get him a prescription plan, but she found a solution that saves us a lot of money each month. Working with Luann Allen has been a total Win-Win for us! Sincerely, Merit
Merit Lee
CEO/ Creative Director
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Luann Allen really helped my husband and I. I highly recommend Luann for any of your health insurance needs. My husband and I were paying over $1300 a month for health insurance. My husband had to have 6 retinal surgeries this last year and I had no idea who would cover him. Luann listened to all of my concerns and found a solution. Not only did she find us a solution but she saved us over $600 a month. Thanks Luann!
Christy Pintar
Director/Publisher - N2 Publishing
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I am an Independent Insurance owner and my agency does not offer health insurance. When our clients mention that they need Health insurance there is only one person we refer them to and that is Luann Allen! She is extremely knowledgeable about the health insurance marketplace and can offer many options. As a matter of fact, she provides health insurance for my agencies employees as well. We looked long and hard to find an experienced and professional health insurance agent and are grateful to partner with Luann.
Caroline M Hallett
Owner/President
Tara Jones
So thankful to have Luann and her team help me and my family navigate the waters of independent health insurance plans as we have been used to corporate insurance plans. She has been so helpful and informative. I have recommended her to many of my friends.
Tara Jones
Luann's Client
What Our Clients
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Phone

904-826-6633

Email

brokerluann@gmail.com

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    We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.
    Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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